The Mortgage Study is an empirical study of homeowners in financial distress. The co-principal investigators, Tara Twomey and Katherine Porter, began the project in 2004 to explore the intersection of homeownership and bankruptcy. With funding from the Endowment for Education of the National Conference of Bankruptcy Judges, they constructed a sample of over 1700 chapter bankruptcy cases, coding over 100 data points for each case on each homeowner’s mortgage obligations. The first paper to use Mortgage Study data, Misbehavior and Mistake in Bankruptcy Mortgage Claims, was published in the Texas Law Review in 2008 and was featured in a front-page story in the New York Times. Porter and Twomey are frequent speakers on mortgage issues and continue to release new research using the Mortgage Study data.